USDA Home Loans

USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Qualified applicants can purchase a home as low as zero money down. Approval is subject to USDA Rural Development guidelines. A USDA home loan is a zero down payment mortgage for eligible rural homebuyers.

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Our experienced team is eager to help you find your next home!

  • Jennifer Lay smiling for the camera
    Jennifer Lay
    Loan Officer

    227 S. Superior St. , IL 62080
    (618) 423-2396


    NMLS# 420373

     

     

  • Lauren Koch smiling for the camera
    Lauren Koch
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300


    NMLS# 2080440

     

     

  • Derrick Dunn smiling for the camera
    Derrick Dunn
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300


    NMLS# 2240464

     

     

  • Dalton Whitten smiling for the camera
    Dalton Whitten
    Loan Officer

    432 W. Gallatin St. , IL 62471
    (618) 283-1141


     

     

  • Tressa Alexander smiling for the camera
    Tressa Alexander
    Loan Officer

    209 S. Railroad St.
    Patoka , IL 62875
    Phone: (618) 432-7233 Ext. 301
     

     

  • Kayla Crabtree
    Consumer Loan Originator

    432 W Gallatin St , IL 62471
    (618) 283-1141


    NMLS# 2315016